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your family deserves
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Experienced Agents With so many options, navigating healthcare can feel overwhelming. That’s where we come in. For over 30 years, our team has been helping individuals and families make sense of their choices, ensuring they find the best coverage to meet their unique needs. If you’re looking for healthcare coverage for any of these reasons:
Experienced Agents With so many options, navigating healthcare can feel overwhelming. That’s where we come in. For over 30 years, our team has been helping individuals and families make sense of their choices, ensuring they find the best coverage to meet their unique needs. If you’re looking for healthcare coverage for any of these reasons:
- Individual & Family Coverage
- Vision & Dental
- Medicare
Let Us Help
Get A FREE Quote!
Why Choose Surface Financial?
We focus on making healthcare coverage simple, personalized, and stress-free with professional help along the way.
Trustworthy
Building strong, honest relationships with clients, ensuring transparency in all dealings.
Personalized
Offering tailored solutions that meet the unique needs of individuals and families in the community.
Accessible
Being approachable and available, with a local presence that fosters direct, face-to-face support.
Knowledgeable
Possessing deep expertise in insurance options, including U.S. Marketplace health plans, to guide clients effectively.
Community-Oriented
Actively engaging with and supporting the local community, understanding its specific challenges and needs.
Responsive
Providing prompt, reliable service, addressing client concerns and claims with care and efficiency.
Here To Help
Dedicated Agents
Our agents are more than skilled professionals; they are steadfast advocates devoted to serving our clients.
We are committed to delivering personalized support to families, individuals, and seniors, taking the time to understand the distinct healthcare needs of each client. Focused on fostering enduring relationships and making a positive impact, our agents strive to ensure your experience is both successful and deeply meaningful.
Meet Our Team
Stay Informed
Selecting the right healthcare coverage
is one of the most significant choices you will make. Get A FREE Quote Today Your health demands the highest standard of care, with no compromises or substitutes. You deserve coverage that meets the needs of you, your spouse, and your family—offering both optimal health benefits and financial sensibility. At Surface Financial, we recognize the importance of these decisions and are committed to guiding you through every step with expertise and care.
is one of the most significant choices you will make. Get A FREE Quote Today Your health demands the highest standard of care, with no compromises or substitutes. You deserve coverage that meets the needs of you, your spouse, and your family—offering both optimal health benefits and financial sensibility. At Surface Financial, we recognize the importance of these decisions and are committed to guiding you through every step with expertise and care.
What Is Included In Medicare Part A?
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
What Is Included In Medicare Part B?
Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage Plans)
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
Medicare Part D (prescription drug coverage)
Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
Things to consider when choosing or changing your coverage
If you have other types of health or prescription drug coverage, make sure you understand how that coverage works with Medicare. If you have employment-related coverage, or get your health care from an Indian Health or Tribal Health Program, talk to your benefits administrator or insurer before making any changes.
Important Questions To Ask
Where are the doctor’s offices? What are their hours? Which pharmacies can you use? Can you get your prescriptions by mail? Do the doctors use electronic health records (EHRs) or E-prescribe? Can you get an electronic copy of your information by email or to store in a personal health record? Which pharmacies can you use?
Healthcare That Makes Sense. Personally & Financially.
A premier health plan from the U.S. Marketplace delivers exceptional value, offering both financial affordability and high-quality care for subscribers. These plans provide access to a comprehensive network of doctors and hospitals, ensuring flexibility and choice in your healthcare journey. At Surface Financial, we are dedicated to helping you navigate the Marketplace to find a plan that aligns with your unique healthcare needs and budget.
Our commitment is to prioritize your needs above all else, providing personalized guidance to secure the most suitable coverage for you and your family.
Your health and financial well-being are always our top priorities.
Get A FREE Quote!What Our Clients Are Saying
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"Not pushy at all"
Very wonderful and helpful. Not pushy at all. They are knowledgeable about Medicare plans too. Highly recommend that you check them out, you won't be disappointed.
Sarah A.
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"Highly recommended"
We have been clients of Scott Surface for a number of years. He's a great help to us, always efficient, kind and has our best interests at heart. Highly recommended.
Yolanda
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"I feel very taken care of"
Great staff, very helpful and friendly. I feel very taken care of there!
Everett P.
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"Treat you like family"
Scott Surface runs a great agency! They are very responsive and willing to go above and beyond for their clients. The best part of working with a small agency is that they respect you and treat you like family.
Susanna S.
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Get Covered Today
Find The Right Plan For You
Your health deserves uncompromising care, with no substitutes or shortcuts. You seek the optimal coverage for yourself, your spouse, and your family—coverage that balances superior health benefits with financial practicality. At Surface Financial, we understand the significance of these decisions and are dedicated to providing expert guidance at every step.
Get A FREE Quote Today